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While your credibility and afar accept all the abeyant to booty you to best destinations in the world, adherence programs don’t absolutely accomplish it accessible for you to ascertain all the best options. After a bit (or a lot) of prerequisite knowledge, it’s boxy to acquisition the strategies for redeeming your rewards at best value.

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American Express offers a host of some of the best biking acclaim cards and best rewards acclaim cards on the market. So, today, I’ll go over the strategies you should accede aback it comes time to put your hard-earned American Express Associates Rewards credibility to use.

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I’d altercate over the advance of the aftermost few years, Associates Rewards accept become a bit easier to admission with added agenda options like the American Express® Green Agenda and American Express® Gold Card. Alike with a once-in-a-lifetime acceptable benefit action abiding in the background, the abundant cards that admission Associates Rewards beggarly cutting up a ample antithesis isn’t a difficult task.

Here are some of the cards that admission Associates Rewards points:

The advice for the Amex EveryDay andAmex EveryDay Preferred has been calm apart by The Credibility Guy. The agenda capacity on this folio accept not been advised or provided by the agenda issuer.

Let’s attenuated the acreage and attending at four accepted cards with benefit earning categories that acquiesce you to admission the best Associates Rewards and accept abundant accessory benefits:

Current Bonus: 30,000 Associates Rewards credibility afterwards you absorb $2,000 on purchases aural the aboriginal three months. New cardmembers who administer by Jan. 15, 2020, will accept up to $100 in annual credits for acceptable Away purchases fabricated with the agenda aural the aboriginal three months of agenda membership.Earn Points: 3x credibility on dining, 3x credibility on travel, 3x credibility on transit, 1x credibility on all added purchases.Other Benefits: Annual up to $100 CLEAR and up to $100 LoungeBuddy annual credit.Annual Fee: $150 (See Ante and Fees) Terms apply.

Related: Our abounding analysis of the Amex Green Card

Current Bonus: 35,000 credibility afterwards you absorb $4,000 on acceptable purchases with your new agenda aural the aboriginal three months. However, you may be acceptable for a targeted 50,000-point benefit through the CardMatch Apparatus (offer accountable to change at any time).Earn Points: 4x credibility on dining; 4x credibility at U.S. supermarkets (capped at $25,000 per year; again 1x points); 3x credibility on airfare purchased anon from airlines; 1x credibility on all added purchasesOther Benefits: $100 airline fee acclaim per agenda year; $120 dining acclaim per yearAnnual Fee: $250 (See Ante & Fees) Terms apply.

Related: Our abounding analysis of the Amex Gold Card

Current Bonus: 60,000 credibility afterwards you use your new agenda to accomplish $5,000 in purchases in your aboriginal three months. However, you may be acceptable for a targeted Amex Platinum 100k credibility benefit action through the CardMatch Apparatus (offer accountable to change at any time).Earn Points: 5x credibility on airfare purchased anon from airlines or Amex Travel, hotels appointed through Amex Travel, and Amex Fine Hotels & Resorts; 1x on all added purchasesOther Benefits: Airport club admission including Centurion Lounges, Delta Sky Clubs (when aerial Delta) and Priority Pass Select; no adopted transaction fees (See Ante & Fees); up to $200 anniversary airline credit; annual acclaim for Global Entry or TSA PreCheck (up to $100); up to $200 in anniversary Uber credits; Amex Fine Hotels & Resorts benefits; automated Marriott Gold and Hilton Gold status.Annual Fee: $550 (See Ante & Fees) Terms apply.

Related: Our abounding analysis of the Amex Platinum Card

Current Bonus: 15,000 credibility afterwards you use your new agenda to accomplish $1,000 in purchases in your aboriginal three monthsEarn Points: 3x at U.S. supermarkets on up to $6,000 of purchases annually (then 1x); 2x at U.S. gas stations; 1x on all added purchasesOther Bonuses: Use the agenda to accomplish 30 or added purchases in a announcement aeon and admission 50% added credibility on all those purchases (less allotment and credits).Other Benefits: 0% anterior bulk on purchases and antithesis transfers for the aboriginal 12 months, again a capricious 14.49% to 24.49%.Annual fee: $95. Terms apply.

Related: Our abounding analysis of the Amex EveryDay Preferred Card

The advice for the Amex EveryDay Preferred agenda has been calm apart by The Credibility Guy. The agenda capacity on this folio accept not been advised or provided by the agenda issuer.

With agenda options covered, let’s attending at the altered agency you can redeem Associates Rewards. We’ll alpha with the highest-value options and again move to low-value options which should be avoided.

If you’re adorable to accept solid bulk from your American Express Associates Rewards points, appointment them to accomplice auberge and airline adherence programs is your best bet. Rather than credibility accepting a anchored value, aback you alteration them into a auberge or airline currency, you can redeem set amounts of credibility or afar for chargeless auberge nights and accolade flights behindhand of their accepted affairs prices. Actuality are some of the best programs to alteration your points, and some sample redemptions:

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Etihad was alone added as a alteration accomplice in 2016. While application afar for flights on Etihad’s own metal rarely after-effects in a acceptable bulk for your Associates Rewards points, the Etihad Guest affairs does accept a arrangement of accomplice awards you can book. The character of the alone accomplice accolade archive accessible up some actual admired trips you can book for analogously few miles.

One abundant archetype involves American Airlines; you can still book American Airlines flights at the pre-devaluation costs, as Etihad has not devalued its American accolade blueprint (note: PDF link). This can aftereffect in some abundant savings. A round-trip business-class flight from the U.S. to Europe or Southern South America, for example, would alone set you aback 100,000 Etihad Guest afar compared to 115,000 AAdvantage miles. And of course, you can’t alteration your Associates Rewards credibility to American, so this is a abundant advantage to snag AA accolade flights with your Amex points.

Here’s a sample of added accepted Etihad accomplice awards you can book (all are priced based on a one-way ticket, unless contrarily notated):

You’ll apprehension that you can book some of these routes artlessly by earning the acceptable benefit on the Amex Green Card. Accomplish abiding to additionally attending at the ANA, Virgin Australia, Air Seychelles and Asiana accomplice archive for application Etihad miles, anniversary with their own candied spots.

Related: Etihad Guest afar abide to fly beneath the radar

Even afterwards Singapore KrisFlyer’s 2019 devaluation, application your afar for any Singapore-operated flight can be a abundant deal. With the carrier’s acclaimed Suites class, it’s difficult to acquisition a added comfortable seat in the sky. Fly the new aboriginal chic on the A380 for 85,000 Associates Rewards if you book Singapore (SIN) to Sydney (SYD) or carnality versa. From the U.S., you can fly in a apartment on the JFK-FRA avenue for 86,000 credibility — but you accept to acquisition saver availability, which can be tough.

Remember too that KrisFlyer afar are amid the easiest currencies to earn, as the affairs is a 1:1 alteration accomplice with Chase Ultimate Rewards and Citi ThankYou Rewards, as well.

KrisFlyer additionally now allows Star Alliance accomplice awards to be appointed online, authoritative it easier to booty advantage of candied spots like the continental U.S. to Hawaii round-trip on United for 35,000 afar in abridgement or 60,000 in business.

Related: How to aerate Singapore Airlines KrisFlyer accomplice awards

The Choice Privileges affairs acclimated by Choice Hotels is a 1:1 Associates Rewards alteration partner, and it boasts several properties across about big-ticket European cities. For accolade nights, these hotels ambit from 8,000-25,000 points. I’ve begin this affairs to be decidedly advantageous aback visiting Ireland, a country with few alternation hotels.

You can additionally use Choice credibility to book Preferred Auberge properties, a accumulation of affluence complete hotels amid about the world. This won’t consistently accommodate absurd value, but it can aback acquirement ante are high. For example, the Royal Lancaster London consistently has ante over 500 pounds ($640) during the summer, and those accepted apartment can be appointed for aloof 35,000 Choice Privileges credibility per night. There’s alike an online chase agenda to bound analysis availability (which is about advanced open), admitting you do accept to alarm to book Preferred Auberge properties.

Related: Choice Hotels will add 50 all-embracing resorts this winter

The revamped adherence affairs of Air France, KLM and others is mostly illogical, but the upside to bad argumentation is the casual accord the affairs presents. Aerial Blue Promo Rewards is the breadth of the affairs area I would focus best of my attention. Recent examples of deals accommodate flights from Boston (BOS) to Europe for 34,500 afar round-trip in abridgement and Chicago (ORD) to Europe for 63,750 afar round-trip in exceptional economy.

Bear in apperception that ammunition surcharges on these awards can be a little adamantine to handle at about $300 per person, but advantageous beneath than 40,000 afar for round-trip flights can still be a abundant deal. There are additionally casual alteration bonuses from American Express to Aerial Blue which can accomplish several routes alluringly priced. Don’t calculation on Aerial Blue consistently accouterment abundant value, but it absolutely has the abeyant beneath the appropriate circumstances.

You can alteration Amex Associates Rewards credibility to British Airways at a arrangement of 1:1. In addition, the affairs consistently offers alteration bonuses that acquiesce you to added aerate its distance-based accolade chart, but alike after a bonus, there’s still a lot of bulk to be had. For instance, abounding routes from the U.S. to Dublin on Aer Lingus abatement beneath 4,000 afar in distance, acceptance you to book them in abridgement for aloof 26,000 Avios round-trip on off-peak dates. Plus, you can still fly brief aural all-embracing countries (like Japan) for 6,000 Avios anniversary way with no ammunition surcharges.

Perhaps the best use of Avios is aerial from the West Coast to Hawaii on American or Alaska Airlines for 12,500 Avios anniversary way, but agenda that Alaska Airlines flights are not bookable on the British Airways website. You’ll accept to alarm the annual centermost already you acquisition saver-level accolade inventory. Accomplish abiding you apprehend our abounding adviser on how to aerate the British Airways accolade chart.

Related: How to book accolade flights with British Airways Avios

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Transferring your Associates Rewards to Spanish accomplice airline Iberia can be addition agitating use of Associates Rewards points, abnormally aback it comes to booking Iberia-operated flights. Alike admitting you can book these itineraries with British Airways Avios, booking with Iberia Avios will aftereffect in lower ammunition surcharges. Actuality are some of the agitating accolade ante you can get on these flights (all prices are one-way):

Snagging a round-trip abridgement accolade flight to Europe for aloof 34,000 afar (or business chic for 68,000 miles) can be a absurd deal. And availability isn’t cool difficult to find.

Related: All Avios aren’t created equal: Application Iberia instead of British Airways to cut taxes and fees

Unfortunately, previously reduced ammunition surcharges on ANA-operated flights accept returned. However, due to apart acquisition rules and a abundant accolade chart, you can put calm absurd accolade admission itineraries application ANA’s Mileage Club. Aerial during off-peak dates yields actual adorable appraisement like 40,000 afar round-trip from North America to Japan in abridgement on ANA metal and 75,000 round-trip in business. That’s really, absolutely cheap, alike with ammunition surcharges.

There are absolutely a few gems to investigate with the program, including analytic priced around-the-world tickets that acquiesce eight stopovers for as little as 100,000 afar in business class, but be abiding to affirm availability afore you alteration points.

For far too long, I abandoned Virgin Atlantic’s Aerial Club program, mainly because I anticipation every accolade admission complex ammunition surcharges and annihilation could be done online. Lately, however, Virgin Atlantic is my aboriginal stop aback I’m adorable to book nonstop, calm Delta itineraries.

These consistently appear in at 12,500 miles, alike aback Delta isn’t assuming low-level availability. I afresh appointed Atlanta to both San Francisco and Seattle for 25,000 Virgin Atlantic afar round-trip in abridgement and $11.20.

You can additionally book across and across Delta One flights on Virgin Atlantic’s website with no ammunition surcharges (and about at abundant accumulation compared to appointment your credibility to Delta SkyMiles).

Related: How to book bargain Delta awards with Virgin Atlantic Aerial Club

There are added absurd uses of Virgin Atlantic afar to book accomplice awards like ANA exceptional class, South African Airways from Washington-Dulles (IAD) to Africa, Air New Zealand business chic and Virgin Australia intra-Asia/Pacific flights.

Depending on what specific routes you are aggravating to fly, added Amex alteration ally like Aeroplan, Asia Miles, LifeMiles and alike a alteration to Qantas could accomplish faculty if you apperceive the candied spots in those programs.

If you accept a Business Platinum Agenda and use credibility to pay for abridgement airfare (with called condoning airline) or any business/first-class airfare appointed on amextravel.com, you’ll accept 35% of those credibility aback up to 500,000 benefit points. That agency a $1,000 admission will bulk 65,000 points, giving you a accretion bulk of 1.54 cents apiece. While this may not be the complete best bulk for your points, bethink that these tickets are about consistently advised as acquirement fares by the airlines, acceptation you’ll admission redeemable and elite-qualifying miles. If you appetite to skip the altercation of adorable for accolade amplitude and artlessly redeem your credibility to book bargain fares, Business Platinum cardholders accept a actual admired tool.

Related: Amex Biking guide: Everything you allegation to know

There are abounding agency to redeem your Associates Rewards online, and unfortunately, several of these options represent a less-than-stellar bulk and should about be avoided. These include:

This is like a cash-back advantage for accoutrement acceptable accuse on your announcement statement. What are acceptable charges? I’ve yet to acquisition a solid definition, and American Express can change whatever accuse it deems eligible at any time after above-mentioned notification. You’ll alone accept 0.6 cents per point with this option, so it’s not a acceptable return.

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After linking your Amazon and Associates Rewards accounts, you can use credibility to pay for your purchases at a hardly bigger (but still poor) bulk of 0.7 cents per point. As TPG Editor Nick Ewen notes, you should accomplish abiding this advantage is angry off to anticipate adventitious and crooked use of your points. The one barring would be would Amazon sends out targeted offers for discounts aback application Associates Rewards at checkout — and alone one point is appropriate to be adored in adjustment to activate the discount.

American Express has partnered with a third-party website called Aloof Giving which allows you to accord to a all-inclusive arrangement of causes, charities and individuals. You can chase all charities acceptable to accept donations through the Aloof Giving website. You accept to actualize an annual and access your Amex Associates Rewards earning agenda to acquisition the cardinal of credibility agnate to the dollar amount. The belvedere adds a 5% allegation to any donation. The website was candidly adamantine to use, bulky and difficult to alike acquisition charities to accord towards.

You can acquisition appealing abundant annihilation beneath the sun via the Membership Rewards online arcade mall. The alone affair you won’t acquisition is value, as your credibility are account a accepted 0.5 cents apiece when adored this way.

You may redeem your credibility for allowance cards to shops, rental car agencies, restaurants, American Express Allowance cards and alike Airbnb. Best of the time you redeem credibility for a collapsed bulk of 1 cent apiece, but there are instances that crop hardly bigger and hardly worse values. Four AMC cine tickets will bulk you 6,063 points, with anniversary admission admired at $12. Occasionally you’ll acquisition specials that action bigger than 1 cent per point, but not decidedly college value. Plus, allowance cards from high-end brands like Four Seasons and Mandarin Oriental crop accretion ethics of beneath than 1 cent per point. Redeeming for Delta allowance cards yields a beggarly 0.7 cents/point:

There are a few options in this chic with decidedly altered values. We’ve accounting about how you can pay for biking with credibility through Associates Rewards. This advantage gives you a bulk of 1 cent per point against airfare, and 0.7 cents per point for cars, hotels, vacations or cruises.

However, the one barring to redeeming credibility absolute for paid biking is if you accept The Business Platinum® Agenda from American Express, as this agenda allows you to redeem credibility to awning an abridgement acquirement admission on a baddest condoning airline (it charge be the aforementioned airline you accept for the up to $200 fee credit) or any business or aboriginal chic admission and accept 35% of your adored credibility back. Credibility become account 1.54 cents anniversary appear the bulk of airfare application this method. You will admission redeemable and aristocratic condoning afar for flights covered with Associates Rewards in this way added accretion the value.

Related: Our abounding analysis of the Amex Business Platinum Card

With the barring of some absolutely abstruse or attenuate situation, I cannot anticipate of a acumen I would anytime alteration my Associates Rewards to AeroMexico, MilleMiglia, El Al, Hawaiian or Hilton. My acumen is there is no befalling to booty advantage of a candied atom or there are added currencies that are easier to use to book the flights I would allegation that those airlines serve. For Hilton, it is too accessible to admission Hilton credibility either with cobranded cards like the The Hilton Honors American Express Aspire Agenda and Hilton Honors American Express Surpass® Agenda or through paid stays that I would never decay Associates Rewards appointment them to Hilton Honors.

Related: How to accept the best Hilton acclaim agenda for you

For example, the Amex Green Card‘s 30,000-point benefit is abundant for a round-trip flight from the West Coast to Hawaii if I alteration credibility to British Airways — but if I alteration them to Hilton, I’ll accept 60,000 Hilton credibility and acceptable alone save a brace hundred dollars on a mid-tier accolade night.

My mindset for application Associates Rewards is adequately simple: As a Business Platinum cardholder, if I acquisition a acceptable Delta abridgement book (my called airline for Amex benefits), I’ll attending to use my 35% credibility abatement to awning the admission cost. Otherwise, I am aggravating to alteration credibility to an airline accomplice to book a premium-class admission I could never allow out of pocket. We’ve had affluence of readers aerate Associates Rewards to get to places like Japan or to save afar aback booking calm flights.

There are bags of agency to admission Amex Associates Rewards points, like the revamped Amex Green Card. Like the added communicable credibility programs, American Express Associates Rewards offers abundant candied spots to those who do their appointment on the assorted alteration ally and abeyant redemptions. Booty the aloft examples to heart, and accomplish abiding you’re application your credibility wisely.

Check out our beginner’s adviser if you’re new to credibility and miles.

Additional advertisement by Joseph Hostetler.

Featured photo by Eric Helgas/The Credibility Guy.

For ante and fees of the Amex Green Card, amuse bang here.For ante and fees of the Amex Platinum Card, amuse bang here.For ante and fees of the Amex Gold Card, amuse bang here.

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